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How to be Financially Free in 2022 (Investments with high ROI)



The year 2022 is up and running and many people are already wondering how do they make massive profit this year, how do they get massive return on investment this year, or even how to be a billionaire this year.

well if you have any of those mentioned above in mind then this is a post for you. So get your pop corn ready and enjoy as we detail down the best ways you can make year 2022 the year you become financially free.

Before we proceed you need to first understand what Financial Freedom is, Financial independence is the status of having enough income to pay one’s living expenses for the rest of one’s life without having to be employed or dependent on others. Or the ability to fund your life from passive income. It is your ability to move from a life that is funded solely by active income to a life that is funded by passive income

  1. Cryptocurency: Investing in crypto is now one of the fastest ways of becoming a billionare, though it comes with high risk, but it pays once you DYOR(do your own research) properly. You must have heard of stories of someone who bought 100k dollar worth of doge and turned into a millionaire, or about someone who bought about 8k dollars worth of Shiba Inu and turned into a millionaire. Not just about meme coins, all crypto in general. From Bitcoin and Ethereum to Dogecoin and Tether there are thousands of cryptocurrencies, which can make it overwhelming for new traders to curate a safe investment strategy. For investors, it is imperative to examine cryptocurrencies from several perspectives, including that of investors, banks, and governments, to consider the fundamental stability of these digital currencies. It is quite evident that cryptocurrencies are an important and rising element in today’s digital economy. If you still don’t know where to buy crypto currency then Binance is the best place for you, we recommend Binance cus it only list coins that are considered top notch with high liquidity.
  2. Savings: Open a saving a account without collecting ATM Card, or activating a Bank app for it. All you need to do is set a target, a monthly amount that you will be sending to the account. You can also go with fix deposit. Note: it would be better if you save your money in dollars than naira so we recommend you buying a stable coin like USDT or USDC. You can stake any of these coins on Binance or any other top exchange to earn daily.
  3. Dividend stock funds: Even your stock market investments can become a little safer with stocks that pay dividends. Dividends are portions of a company’s profit that can be paid out to shareholders, usually on a quarterly basis. With a dividend stock, not only can you gain on your investment through long-term market appreciation, you’ll also earn cash in the short term. Buying individual stocks, whether they pay dividends or not, is better suited for intermediate and advanced investors. But you can buy a group of them in a stock fund and reduce your risk.
  4. Rental housing: Rental housing can be a great investment if you have the willingness to manage your own properties. And with mortgage rates still near all-time lows, it could be a great time to finance the purchase of a new property, though the unstable economy may make it harder to actually run it.
    To pursue this route, you’ll have to select the right property, finance it or buy it outright, maintain it and deal with tenants. You can do very well if you make smart purchases. However, you won’t enjoy the ease of buying and selling your assets in the stock market with a click or a tap on your internet-enabled device. Worse, you might have to endure the occasional 3 a.m. call about a broken pipe. But if you hold your assets over time, gradually pay down debt and grow your rents, you’ll likely have a powerful cash flow when it comes time to retire
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As you’re deciding what to invest in, you’ll want to consider several factors, including your risk tolerance, time horizon, your knowledge of investing, your financial situation and how much you can invest.

If you’re looking to grow wealth, you can opt for lower-risk investments that pay a modest return, or you can take on more risk and aim for a higher return. There’s typically a trade-off in investing between risk and return. Or you can take a balanced approach, having absolutely safe money investments while still giving yourself the opportunity for long-term growth.

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