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MTN Increases Interest Rates On Borrowed Airtime (See New XtraTime Terms & Conditions)

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​It seems these guys could no longer endure under recession (LOL?). They have increased interest rate from 10% to 15%. 

After I got message saying 

Kindly note that new Terms & Conditions for MTN XtraTime service will take effect from October 11, 2016. Please visit mtnonline.com/xtratime/terms for details

I decided to checkout the link and this is what I saw below…. 

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